It is never too early or indeed too late to start planning for retirement. What is important is to have a plan. You need to consider the type of lifestyle you want to have at retirement and how you are going to fund that. Then form a plan around those goals and consider the options available to you. Retirement planning doesn’t end there though!

Your trusted partner for pension advice

We understand the importance of securing your financial future, especially when it comes to retirement planning. With our expert pension advice services tailored for individuals and businesses across the Republic of Ireland, we’re here to guide you towards a secure and prosperous retirement.

Pensions Advisor

Did you know that...

of us know how much we need to live on retirement
0 %
of adults in Ireland don't know the higher and lower rates of income tax
0 %
over a fifth don't know what they pay into their pensions savings
0 %

Personal pensions

Starting a pension is one of the smartest decisions you can make. It could help ensure a brighter, better future to look forward to.

Selecting the ideal pension plan requires thorough consideration and access to comprehensive information. At Xeinadin Financial Services, we are committed to assisting you in choosing the option that aligns perfectly with your needs and aspirations. Our range of pension plans encompasses:

  • Personal Pension
  • PRSA Pension
  • Retirement Bond

With our guidance, you can confidently pave the way towards a brighter and more fulfilling retirement.

Personal pensions
SME Pension

Executive pensions

An Executive pension plan is designed for those working in and running SMEs. It helps employees and employers get the most from their contributions.

An Executive Pension Plan allows you to benefit from pension contributions paid by the company on your behalf.

It also allows you to provide for your pension fund which is independent of the company’s assets and its future profitability.

Self-administered pension

These pension plans are suitable for both employees and controlling directors.

It allows you to enjoy the greatest level of control over the direction of your investments, including access to investment in property and structured investment bonds.

Self-administered pension
Pensions Advisor


Your retirement is a time you have worked hard for, a time to start doing the things you always promised yourself. To ensure you are able to make the most of your retirement you will want to ensure you are financially independent. Especially since your retirement could last for 20 years or more.

What you can do with the proceeds of your pension plan depends on which employment category you fall into and the type of pension plans you currently hold. Depending on your circumstances there are different options for you to consider at retirement.

You have the option to take a tax-free lump sum and may be able to use the balance to avail of:

  • A pension income for life (an Annuity)
  • An Approved Minimum Retirement Fund (AMRF)
  • An Approved Retirement Fund (ARF)
  • A taxable lump sum

Contact our financial services team

Daniel O’Brien

Anne O’Doherty

Anne O’Doherty


Conor Dillon

Hub Managing PartnerBallsbridge

How we can help:

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